{"id":1333,"date":"2026-08-13T17:59:46","date_gmt":"2026-08-13T14:59:46","guid":{"rendered":"https:\/\/bentanofficial.com.tr\/index.php\/2026\/08\/13\/faizsiz-ev-ve-arac-sisteminde-aslan-payi-kara-frenleme\/"},"modified":"2026-08-13T17:59:46","modified_gmt":"2026-08-13T14:59:46","slug":"faizsiz-ev-ve-arac-sisteminde-aslan-payi-kara-frenleme","status":"publish","type":"post","link":"https:\/\/bentanofficial.com.tr\/index.php\/2026\/08\/13\/faizsiz-ev-ve-arac-sisteminde-aslan-payi-kara-frenleme\/","title":{"rendered":"Faizsiz ev ve ara\u00e7 sisteminde aslan pay\u0131 k\u00e2ra frenleme"},"content":{"rendered":"<p>Faizsiz ev ve ara\u00e7 sisteminde aslan pay\u0131 k\u00e2ra frenleme ba\u015fl\u0131kl\u0131 geli\u015fme g\u00fcndemde \u00f6nemli yer tutuyor.<\/p>\n<h2>Sonu\u00e7<\/h2>\n<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), tasarruf finansman\u0131 sekt\u00f6r\u00fcn\u00fcn fon y\u00f6netim yap\u0131s\u0131nda kritik bir de\u011fi\u015fikli\u011fe gidiyor. 1 Ekim itibar\u0131yla ge\u00e7erli olacak kararla birlikte, \u015firketlerin serbest fonlarda de\u011ferlendirdi\u011fi y\u00fcksek tutarl\u0131 kayna\u011f\u0131n daha d\u00fc\u015f\u00fck riskli varl\u0131klara y\u00f6nlendirilmesi zorunlu hale getirildi. Ekonomim&#039;den \u015eebnem Turhan&#039;\u0131n haberine g\u00f6re; son mevzuat gere\u011fi \u015firketlerin fon portf\u00f6yleri yaln\u0131zca risk derecesi 1 ve 2 olan para piyasas\u0131 fonlar\u0131nda de\u011ferlendirilebilecek.<\/p>\n<p>Karar, Borsa \u0130stanbul&#039;da i\u015flem g\u00f6ren tek tasarruf finansman\u0131 kurulu\u015fu olan Kat\u0131l\u0131mevim&#039;in serbest fonlarda bulunan yakla\u015f\u0131k 42 milyar liral\u0131k varl\u0131\u011f\u0131n\u0131 do\u011frudan etkiliyor. \u015eirketin y\u0131l\u0131n ilk yar\u0131s\u0131nda ula\u015ft\u0131\u011f\u0131 23 milyar liraya yak\u0131n net k\u00e2r\u0131n %84&#039;\u00fc, s\u00f6z konusu yat\u0131r\u0131m fonlar\u0131ndaki i\u015flemlerden elde edilen getirilerden olu\u015fuyordu. A\u00e7\u0131klanan finansal tablolara g\u00f6re \u015firket, ilk yar\u0131da tasarruf finansman\u0131 gelirlerini %85 art\u0131r\u0131rken net k\u00e2r\u0131n\u0131 %700\u2019\u00fcn \u00fczerinde b\u00fcy\u00fcterek 22 milyar 931 milyon liraya \u00e7\u0131kard\u0131.<\/p>\n<p>Ancak bilan\u00e7onun detaylar\u0131, bu y\u00fcksek k\u00e2rl\u0131l\u0131\u011f\u0131n operasyonel faaliyetlerden ziyade finansal yat\u0131r\u0131mlardan beslendi\u011fini g\u00f6steriyor. 25 milyar 506 milyon liral\u0131k di\u011fer faaliyet gelirlerinin %92,4\u2019\u00fc sermaye piyasas\u0131 i\u015flemlerinden elde edilirken, gayrimenkul de\u011fer art\u0131\u015f\u0131n\u0131n katk\u0131s\u0131 732 milyon lirada kald\u0131. Bilan\u00e7oya ili\u015fkin analiz yay\u0131mlayan Ahlat\u00e7\u0131 Finansman analistleri, k\u00e2r\u0131n b\u00fcy\u00fck oranda hen\u00fcz nakde d\u00f6n\u00fc\u015fmemi\u015f de\u011ferleme farklar\u0131na dayand\u0131\u011f\u0131na dikkat \u00e7ekiyor.<\/p>\n<h2>Konuya \u0130li\u015fkin Di\u011fer Bilgiler<\/h2>\n<p>Fon i\u00e7eriklerinin a\u00e7\u0131klanmamas\u0131n\u0131n \u015feffafl\u0131\u011f\u0131 k\u0131s\u0131tlad\u0131\u011f\u0131n\u0131 belirten raporda, ertelenmi\u015f vergi y\u00fck\u00fcn\u00fcn 7 milyar liray\u0131 a\u015fmas\u0131 kazanc\u0131n nakit kar\u015f\u0131l\u0131\u011f\u0131n\u0131n zay\u0131f oldu\u011funa i\u015faret olarak g\u00f6sterildi. Ayr\u0131ca \u015firketin takipteki tasarruf finansman\u0131 alacaklar\u0131n\u0131n 71,8 milyon liradan 220,3 milyon liraya y\u00fckselerek yakla\u015f\u0131k 3 kat\u0131na \u00e7\u0131kmas\u0131, aktif kalitesindeki bozulma riskini \u00f6ne \u00e7\u0131kar\u0131yor. www.sozcu.com.tr internet sitesinde yay\u0131nlanan yaz\u0131, haber ve foto\u011fraflar\u0131n her t\u00fcrl\u00fc telif hakk\u0131 Mega Ajans ve Rek. Tic. A.\u015e&#039;ye aittir.<\/p>\n<p>\u0130zin al\u0131nmadan, kaynak g\u00f6sterilerek dahi iktibas edilemez.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faizsiz ev ve ara\u00e7 sisteminde aslan pay\u0131 k\u00e2ra frenleme ba\u015fl\u0131kl\u0131 geli\u015fme g\u00fcndemde \u00f6nemli yer tutuyor. Sonu\u00e7 Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK), tasarruf finansman\u0131 sekt\u00f6r\u00fcn\u00fcn fon y\u00f6netim yap\u0131s\u0131nda kritik bir de\u011fi\u015fikli\u011fe gidiyor. 1 Ekim itibar\u0131yla ge\u00e7erli olacak kararla birlikte, \u015firketlerin serbest fonlarda de\u011ferlendirdi\u011fi y\u00fcksek tutarl\u0131 kayna\u011f\u0131n daha d\u00fc\u015f\u00fck riskli varl\u0131klara y\u00f6nlendirilmesi zorunlu hale getirildi. Ekonomim&#039;den [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1334,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_is_manset":"","_is_son_dakika":"","_is_one_cikan":"","_is_gunun_secimleri":"","_is_cok_okunan":"","_is_sag_widget":"","_tanhaber_views":16,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/1333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=1333"}],"version-history":[{"count":0,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/1333\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/media\/1334"}],"wp:attachment":[{"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=1333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=1333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bentanofficial.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=1333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}